New Rules Help Homebuyers with Student Loan Debt

Don’t blame avocado toast and lattes. For most young people, the number one barrier to buying a home is from student loan debt. It’s a large part of the reason that the homeownership rate for Americans under 35 — and the rest of the population, in fact — is at the lowest level in several decades. So it’s likely no surprise that according to a recent survey, 71% of student loan borrowers stated those loans as a reason they’ve delayed buying a home. Fortunately, a new policy from Fannie Mae will make it easier.

Starting July 29, borrowers are able to have higher levels of debt and still qualify for a home loan. Fannie Mae and Freddie Mac are raising their debt-to-income ratio limit to 50 percent of pretax income from 45 percent. This change is designed specifically to help those with high levels of student debt.

Before this announcement, many with high student loan debt found that their debt-to-income (DTI) ratio was higher than 43-50 percent, which is required by most mortgage lenders. DTI refers to the ratio between your monthly credit-related expenses — including rent, mortgage payments, credit cards, student loans and the like — and your monthly gross income.

 

Even if a mortgage application looks great, the wrong DTI can be a deal breaker. Once the change takes effect, loan applicants who have really struggled to meet DTI requirements now have a better chance of  getting a loan approved.

Thanks to this change, borrowers will also be able to reduce their student loan payments in proportion to their income. It will vary as part of the plan renewal, which can help with saving for a down payment, as well as future mortgage payment.

 

Another aspect of the rules will benefit borrowers whose loans are being paid back by employers or parents. Now, those payments will be excluded from the mortgage calculation, still lowering the DTI. As long as the borrower can supply documentation that a third party, such as an employer or parent, has satisfactorily made the payments for at least the last 12 months, then they will be excluded.

If you’ve been wanting to help your adult children start the home buying process, this is the best solution. And even if you don’t have student loan debt, you can take advantage of these changes and get a mortgage easier. It’s a great time to invest in your dream home.

The Future Of West Coast Architecture

The West Coast has long attracted famed architects from around the world. There’s no wonder LA is filled with Gehry’s, Wright’s, and Meier’s. Now, a new generation of talented architects are changing the way we see homes. These innovative artists create structures that integrate into the surrounding area, are eco-friendly, and are transformative living spaces that fit our modern lifestyles. These are some of the most exciting projects by some of the best modern architects, happening right here along the Pacific.

Pepper Hill Residence – Shubin Donaldson

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If you’ve ever wanted to live like a Hobbit and dwell in the side of a hill, this home will achieve that dream. The entire Pepper Hill residence occurs underneath a continuous Green Roof garden that seamlessly blends with the site. This construction allows for a viewing deck with 360-degree views of the Pacific Ocean and surrounding hills in Santa Barbara. It’s super energy efficient (one of Shubin Donaldson’s signature design aspects) and practically disappears into its surroundings. It’s a seriously cool way to imagine living. It’s currently under development for a specific client, but hey, maybe you can get invited to one of their parties.

Click here for more info

 

Forest House – Envelope A+D

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If living underground isn’t your thing, how about living up in a treehouse. The nine cabins are built in intricate shapes to weave among the slender, slow-growing trees and connected by sloping walkways. The roof is made of two layers of treated Army green canvas and tied down with rope, to enjoy the entrancing sound of falling raindrops. You might not even spot this house nestled among the trees.

Click here for more details

 

Cully Grove – Green Gables Design and Restoration

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Thanks to Portlandia, Portland, OR still has it’s “hippie” reputation. And this new cluster of homes isn’t changing it, but making it a desirable way to live. Cully Grove just won the 2017 Housing Award from the American Institute of Architects. It includes 16 eco-friendly homes built around courtyards, gardens, and fields for kids to play in. The centerpiece is a common house for shared meals, social gatherings, music, movie nights, or hosting out-of-town guests. Call it a modern commune, but the sense of community that this type of development promotes allows us to get back to our roots, grow our own food, and connect with our neighbors!

Click here for more info

 

Skyline Residence – Shubin Donaldson

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How do you build an eco-friendly home into a narrow lot, and still maintain the ocean views? Challenge accepted by Shubin Donaldson. This residence in Santa Barbara, and surrounded almost entirely by windows and skylights. They are opened during the day so the home can be naturally cooled by the sea breezes and naturally lit as well. It won the 2017 AIA|LA Residential Architecture Award for its integration of indoor/outdoor spaces and environmentally friendly construction.

Click here for more info

 

Underhill House – Bates Masi + Architects

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This house is so cool, I had to go outside of the West Coast. It’s built to blend in with the other Long Island residences that surround it, but with contemporary twists abound. It consists of four distinct structures, connected by interior passageways. Much of the walls are windows that seamlessly open up to the courtyards and a spacious backyard, for indoor/outdoor transitions perfect for entertaining. One of my favorite parts is the two islands in the kitchen one is stationary while the other is on rollers.

Click here for more info

The modern age of architecture is exciting, and cool new buildings are popping up around Los Angeles and beyond. What would you love to have in your new-built dream home?

The Acorns App – Save Money Without Realizing It

There are tons of great apps out there to help you budget, but one of the easiest ways to do it is with the Acorns app. The Acorns app makes budgeting simple by seamlessly saving your spare change when you make purchases. When you buy a coffee for $3.50, the Acorns app rounds up to $4 and puts that extra 50 cents in your account. When you get to $5, you transfer your funds into an investment portfolio based upon your risk tolerance. Once you setup your account with your bank information, and indicate how aggressive you want to be with your investing, the app does the rest of the job for you!

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This app has been getting a lot of buzz in the finance world, with lots of money experts chiming in to give their reviews. Here are some thoughts from some of the industry’s most trusted advisors:

Acorns App Review

Pro:

Acorns app has minimal fees – it only costs $1 a month to use the app if you have less than $5000. With such a low barrier to entry, it’s a great choice if you fit under the $5000 limit.

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​Con:

The fee increases to .25% on your overall account balance once you’re over $5000.”While this is lower than the fees for many mutual funds, there are many ETFs that charge investors lower fees,” explained Lanny & Bert at Dividend Diplomats.

Pro:

This app simplified a typically complicated process. “For me, being still very young and having never invested money in the stock market before, this has done exactly what it’s meant to. I’ve become genuinely interested in the market and want to invest as much money as I can, which has hopefully led me to a successful future investing,” wrote Business Insider Australia.

Con:

Though the app is simple, there are not any tax-advantaged retirement accounts. “But until Acorns adds tax-advantaged retirement accounts like IRAs to its lineup, the service isn’t a serious investment solution by itself and should be used in conjunction with those accounts, not instead of them,” explained Arielle O’Shea at Nerdwallet. If you’re a more serious investor, you’d likely be better off working with a broker instead of the Acorns app.

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​Overall, if you’re new to investing and want to make it relatively painless, while fueling your curiosity of the stock market, give the Acorns app a try! It’s a great beginners investing tool, and can actually help you make money! The Business Insider Australia writer made $3.40 with a gain of 2.81% in just 30 days, a pretty good rate if he keeps up his saving!

Get This Trend – Hammock Floors!

Nothing says relaxation like lounging in a hammock. But what if you didn’t have to wait for the summer months to hang out? A new trend is hitting Europe that I might need to bring into my own home – hammock floors! This innovative design idea utilizes unused space for a convenient and comfortable place to read and recline.

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A hammock stretched over the stairs is a clever way to use up dead space in a small home: you can use the stretchy mesh for lounging instead of filling your rooms with sofas. Webbed hammock floors allow the light to shine through, and when not in use they’re almost invisible from below. Turn empty space in a creative seating area for reading, sketching, or listening to music.

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These floors are particularly popular in tiny homes, which must find a use for every (limited) square foot. It’s a great place for kids to hang out and parents to enjoy as well. They are found in larger homes as well when homeowners are looking for something unique and whimsical.

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A slightly different version of these hammocks are popping up in luxury resorts throughout the world, and they might inspire you to install your own! Think about adding a hammock over your swimming pool, off a low balcony, or over along a deck. These are the new lounge chairs! Bloomberg has a whole roundup featuring picturesque hammocks that could cause you go book a flight to an island.

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This company in France has everything you need to put a hammock floor in your house! Strong enough for several adults and easy to set up and take it down, it might be worth a try!

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Maybe it will help you feel like you’re on an old sailing ship, or like you’re on a tropical vacation. Either way, an indoor hammock is a unique way to set your home apart. Would you put one of these fun features in your home?

Downsize Your Life And Upgrade To A Luxury Condo

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After years of owning a house, perhaps you’re tired of the upkeep of a large home. High utility bills, landscaping, and constantly cleaning rooms that are never used anymore can get exhausting. Downsizing to a luxury condo might be right for you! Moving to a condo can offer day-to-day flexibility and convenience, in addition to many financial incentives. If you’re on the fence, consider these pros and cons.

Saving Money

Pro: Downsizing your home can help you save a lot of money. House insurance, heating, electricity and property taxes cost much less when you live in fewer square feet. You can also invest the proceeds from your home to diversify your portfolio – or finally go on that bucket list vacation!

Con: Some condos may have high monthly fees to use amenities like pools and gyms. There may also be fees for the Homeowners Association, so don’t assume you’ll be saving big. Find out all the details. Talk to professionals, like me, and, if possible, current condo owners in the building.

Saving Time

Pro: There’s less upkeep for a condo, because you eliminate the hassle of a lawn, pool, and other items. Cleaning your house also takes less time when you have a smaller space. This makes it easier to skip off to a spontaneous vacation when you don’t have to cancel the mail or schedule the sprinklers.

Con: You might miss the extra space, with fewer rooms to host guests or a smaller entertaining area. If you’re a big gardener, not having your own yard could be a sacrifice.

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Saving Your Community

Pro: Condos create a built-in community. These buildings will sometimes offer fun events, and a communal pool, tennis court, or gym provides opportunity to meet your neighbors with like-minded interests.

Con: You lose some privacy in a condo, and living in closer quarters might not be for you.

If you’re considering downsizing to a condo, it’s certainly not a bad idea – especially with some of these incredible properties currently on the market. These stunning condos might have you ready to put up that ‘For Sale’ sign!

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Move to the heart of Hollywood in the W Hotel Residences! This unit features state-of-the-art kitchen appliances and views of the Pantages Theater, Capitol Records, the Walk of Fame, and Hollywood Hills. And when you tire of the view, building amenities include a pool, gym, dog park, BBQ areas, event deck, and towel service.

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Discover an exceptional designer-done luxury, concierge condo with city and ocean views. The spacious living space makes it hard to believe it’s a condo! Enjoy immaculate building facilities, including sauna, gym, and private theater, plus this unit includes an exclusive private pool cabana.

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Enjoy modern high-rise living at it finest with breathtaking 360 degree views of all of Los Angeles. Each unit is done in a distinct design scheme that’s uniquely Californian. Beverly West offers amenities you can’t find anywhere else, including a saltwater pool and Pilates studio.
Don’t be quick to shoot down condo living. The amenities and services truly set them apart, and can give you the flexibility to live the life you’ve always wanted..

5 Upcoming Projects That Will Solve the LA Traffic Problem

It was recently determined that all our greatest fears have come true – LA has the worst traffic in the world. Yep, drivers in the LA region spent 104 hours driving in congestion during peak travel periods last year, reported by a traffic scorecard compiled by Inrix, a transportation analytics firm. Being stuck in traffic costs the average U.S. driver $1,400 last year and nearly $300 billion for all drivers nationwide, Inrix said. Ouch.

Luckily, the city and numerous other companies are cracking down to solve the LA traffic problem once and for all. Here are 5 projects to get excited about!

Elon Musk is “Boring”

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Elon Musk, founder of aerospace company SpaceX, is heading underground. He’s decided to start an independent company to bore tunnels underneath the roads of Los Angeles as an alternative to sitting in traffic. He’s hoping to eventually dig thousands of miles, eventually creating a vast underground network that includes as many as 30 levels of tunnels for cars and high-speed trains such as the Hyperloop. We don’t mind never seeing the sun if it gets us to work in half the time!

Coming in Purple!

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The Metro’s big project to expand railways throughout the city is already underway, with a lot of the work occurring on the Purple Line. Under construction now, one of Metro’s most anticipated projects will take riders from Downtown Los Angeles to Westwood. The first phase of construction on the project began in 2014 and should be open to riders by 2023 at the latest.

Currently, they’re drilling through La Brea and Wilshire, and recently found fossils of prehistoric mammals, including the tusk of a Mastodon!

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The highly-anticipated high speed rail in California may have finally met its match in Donald Trump’s administration. The Federal Transit Administration has recently put the brakes on a $647 million grant to help pay for electrification of a commuter train system that was a key part of the rail line extension. Despite the delay, the state of California approved a request for $2.6 billion to go to the California High-Speed Rail Authority. The future is still shaky, but the high-speed train could be coming around the bend before we know it.

Bike Power!

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LA is embracing pedal power, adding more bike lanes and making it safer for bike commuters. Biking past the beach or along the LA river is quickly becoming a top activity, especially with the new Metro bikes popping up around the city. Maybe LA should take a hint from the Netherlands and build this futuristic Hovenring that’s just for bikes! You gotta check out the video.

LA Votes for Transportation

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In this month’s election, LA defeated measure S, which,” [shows] Angelenos are embracing a future where active transportation is essential in shaping our growth,” said Tamika Butler, executive director of the Los Angeles County Bicycle Coalition.

LA has spoken, and Mayor Garcetti is listening. He’s already signed an executive order that will make it easier for LA to build as many housing units as possible, as quickly as possible. Particularly, housing units that are clustered in dense, efficient neighborhoods that are along transit corridors, giving people more flexibility to take the metro to commute and walk to daily errands. Solving the housing crisis and transportation issue in one fell swoop? Not bad.

Though we will likely be inching our way down the 405 for a few more years, these upcoming innovations will hopefully have us skipping traffic! But, what if that means we have to spend more time at work!?

The Manhattan Beach Remodel

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I have a creative side and when I get to work on a remodel it is like fire through my veins. I absolutely love it. Interior design is a passion of mine and this project turned out great.

The project was a Manhattan Beach bungalow built in the 50’s. 3 bedrooms 2 baths. It needed to be updated, nothing had been changed since the 50’s when it was first built.

The kitchen and each room was walled off which made the place feel cramped and smaller than it needed to be. So we knocked out a wall between the kitchen and dining room and made an open area living space. We put in a new header beam which braced the ceiling where the wall used to be. We had to clear the structural engineering with city. The open floor plan brought in light, and modernized the home up to today’s style.

We redid the bathrooms. tile plumbing and electrical. They were all working but super dated. This was mainly done for preventative maintenance. That brings up a good point. Everything in a remodel isn’t always sexy design. Some things need to be replaced just because it is necessary for the longevity of the house. In fact, these types of structural elements are the first thing that should be considered in a remodel.

The home now has all new lighting. We put in recess lighting and dining room chandeliers. Everything is LED which is now the legal standard.

The kitchen has all new appliances. All Thermador a quality brand and since they were all from the same company they all have the same look for a more cohesive kitchen design. This brand of appliance is good for resale value as well.

I had some constraints with my design. I had to keep the color scheme white and grey and trendy. Which, if you know me, lots of color is kind of my thing. So it was actually nice to be forced out of my comfort zone and deal with contrast, light and physical form as design choices rather than complimentary colors and mood.

Since the home is white and grey, the one point of color really stands out, the turquoise and glass front door. It is a Dutch door, you can open the top and leave bottom section shut. This is great to allow light and air into the house while still being able to keep pets and small children inside.

The landscaping is all drought tolerant. I decided to put in turf rather than grass it still looks nice and has zero maintenance. There are succulents of varied sizes and shapes in both the front and back.

I was working with a great contractor and we got it done in 3 1/2 months.

So now you know what we did, here are some of the things that we decided not to do. We did not put a/c in. It is not common to have a/c so close to the beach. It isn’t necessary and just adds extra cost. However, all of the venting is intact just in case the decision is made to add a/c or when the home is sold the new onwers still have the option to add it if they choose to.

We left the windows intact because they were fine and didn’t need replacing. The chimney did need replacing however, the expense was not worth the investment. There is no gas and it is illegal to burn wood in the fireplace. So, the fireplace is for aesthetic purposes only.

When doing a remodel it is always important to consider why you want any particular section of the house remodeled. Is it for your enjoyment? Maintenance? Resale value? Once you clearly (and honestly) answer this question then you can more easily put a value on the item and judge whether or not the cost is worth it. If the remodel is for maintenance then the value is the greatest. If the remodel is for enjoyment then the question becomes what are the necessary functions or traits that will maximize that spaces enjoyment. If the remodel is for resale value then the question becomes will I be able to sell the home for more than I would have before I made the improvement, and if so, will I be able to sell it for more than what I paid for the cost of the improvement? There are a lot of times when it is better to let the new owners remodel the aesthetics of a house rather than do it yourself. They will have the ability to change it according to their own taste.

And there you have it, the anatomy of my remodel.

My La La Land Movie Review

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This film left me in a great mood once I left the theater. A mood similar to how I felt when I first saw Moulin Rouge. The film is about two struggling artists helping each other achieve their big dream in a harsh and magical Los Angeles. It is most definitely a musical with lot’s of singing, talented performances and surprising guest appearances.

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The two main character’s are Sebastien, a brooding, talented and poor jazz pianist played by Ryan Gosling and Mia, a young aspiring actress hustling hard for her big break played by Emma Stone. Their chemistry together is delightful, they are playful and funny and heartfelt.

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I happen to love musicals so it does not bother me when a character bursts into song like the world is their karaoke stage. But I know some of you don’t like that and to you I say, consider going anyway. The music is weaved into the film in a very natural way. Since Sebastien is a jazz pianist there are lots of reasons to be singing and dancing that make sense so it doesn’t seem so out of place. The songs are usually part of a performance or just between two people to express their deep emotion. However, the intro is just pure musical bliss. Everyone stuck in traffic on the 405 gets out of their cars and starts singing and dancing a great big number together. This is wonderful for two reasons: 1) It underlines this feeling we all have while sitting in traffic, that we are bored and we just wish something unexpected and wonderful would happen for no reason. 2) It rips the band aid off, so to speak, and boldly says this is a musical and we will sing wherever and whenever we want to in the film and you will love it.

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One of the things that is super fun about the film is seeing them go to all of the famous places in Los Angeles where I grew up and have visited so many times. They have a wonderful dance scene in the Griffith Observatory, a kiss in the Angels Flight funicular, they watch Rebel Without A Cause in the Rialto Theater, and take a romantic stroll across the lamp lit Colorado Street Bridge in Pasadena. The film doesn’t try to hide the dirty parts of LA or try to make it into something that it isn’t. The film celebrates the most beautiful and broken as well.

There are some great scenes with jazz musicians playing their hearts out. Ryan Gosling and Emma Stone both sing and I can’t quite tell if Ryan Gosling can actually play the piano or not. John Legend sings in the film and Ryan Gosling plays synth piano in his band at one point. The writer and director, Damien Chazelle, also wrote Whiplash another film about a jazz musician. La La Land is a nice intro into jazz. Mia hates jazz and it is Sebastien’s goal to get her to fall in love with it. In this way Damien the writer also wishes to help the audience fall in love with jazz the way he has. You might also recognize the actor J.K. Simmons from both La La Land and Whiplash.

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I think they do a great job of showing how hard it is to be an actress in this town today. Mia is having to juggle a barista job with auditions that go nowhere and struggles for significance in a sea of girls doing the same thing. The film is a celebration of the dreamers in this town that are the real heart of Hollywood. Mia sings it best “Here’s to the fools who dream, crazy, as they may seem. Here’s to the hearts that break. Here’s to the mess we make.”

And thus ends my completely unbiased review of La La Land.

Go see it you will love it. Then tell me all about it.

5 Manhattan Beach Beauties For Sale

Manhattan Beach is a great beach community with a sub-culture all of it’s own. The new architecture here is adding some strong character to the neighborhood. Here are my top 5 homes currently on the market.

Coastal Contemporary

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Beautiful Jon Starr designed warm, coastal contemporary home w/ sit-down ocean views. Just five doors to the beach, this home offers 4 bedrooms, 3.5 baths, an elevator this home boasts rare 10 foot ceilings on all 3 levels, an exceptional panoramic unblockable ocean view. Metal floating stairs w/ encased hardwood steps lead one to the second floor, which features a luxurious master suite, w/Kohler soaking tub, huge custom stone rain shower. The top level features soaring 10′ plus, rich, mahogany tongue & groove ceilings w/ mahogany beams running across the ceiling. 9′ tall custom Quantum folding mahogany doors that open to a ocean view deck offering exceptional indoor outdoor living.

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Beds 4 | Baths: 4 | Sq Ft: 2780 | Lot Size: 1754 | Year Built: 2016

 $4,285,000

3608 Manhattan Ave, Manhattan Beach, CA

 

Silicon Bay Modern Masterpiece

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Designed by Jon Starr as well, this exceptional 5,600 s.f. home features 6 bedrooms, 7.5 baths, 2 family rooms, a gym and an office over 3 levels. The panoramic ocean views and suspended mahogany trellis spans the entire top floor from the rear ocean view BBQ deck, thru the interior space to the large exterior ocean view front deck. The great room features travertine fireplace wall, stone slab flooring, cantilevered dark sandstone bar, refrigerated glass wine wall, Calcutta slab counters, and breakfast nook seating. Master suite with mahogany paneling and marble fireplace, his and her walk-in closets. The ocean view master bath features floor to ceiling vein cut marble, backlit suspended mirrors, free standing tub and spa shower. 3 secondary suites, covered patio with built in seating around the fire pit and a large grassy yard.

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Beds: 6 | Baths: 8 | Sq Ft: 5600 | Lot Sz: 7128 | Year Built: 2016

$10,900,000

629 6th St, Manhattan Beach, CA 90266

 

French Normandy Beach Style

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Situated on a corner lot in a prime location on The Strand, this Maison de Plage was once the summer retreat of Jean Harlow, MGM’s leading lady of the 30’s. It’s also been the beach side getaway for singer, Garth Brooks’ family. This classic French Normandy style beach home has panoramic views from the master bedroom suite, living room, dining room, and expansive brick patio. 4 bedroom, 4 bath with a billiard room, guest quarters above the garage, and spacious family room. One of the special touches is the exquisite kitchen with its Portuguese tile. Don’t miss this rare opportunity to own on The Strand in Manhattan Beach!

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Beds: 4 | Baths: 4 | Sq Ft: 3,969 | Lot Sz: 3,492 | Year Built: 1936

$15,900,000

2400 The Strand, Manhattan Beach, CA 90266

 

Manhattan Sands Beachcomber

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Situated on a wonderful corner lot location in the Manhattan sand section comes this refreshing art inspired home. Updated throughout, this 3 bedroom, 3 bath home is spread out over nearly 2400 sq feet with captivating ocean views from PV to Malibu. Enjoy views and an ocean breeze from an outdoor deck on every level. A few short blocks up from one of the best beaches in Southern California this home is also unique in that it boasts parking for 4-5 cars, a rare find! The wonderful curb appeal and perfectly kept garden make this home a gem within a city that truly is one of a kind.

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Beds: 3 | Baths: 3 | Sq Ft: 2,300 | Lot Size: 1,504 | Year Built: 1964

$3,499,000

2215 Alma Ave, Manhattan Beach, CA 90266

Coastal Cape Cod

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Located on a full 30′ x 90′ lot in north Manhattan on a family friendly Cul-de-Sac Street, this coastal Cape Cod ocean view home was originally developed by Nick Schaar and has recently gone through a beautiful renovation. 4 bedrooms and 4.5 baths. The top floor living area features a wide open floor plan leading to an expansive brick deck where you can watch the sun dip into the ocean every night around your fire pit. The second floor features master suite with his and her walk-in closets, large master bath with spa shower, spa tub with beautiful slab marble counters and white and gray basket weave marble flooring. Two other large secondary bedrooms, each with custom baths and walk in closets.

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Beds: 4 | Baths: 5 | Sq Ft: 4,252 | Lot Size: 2,705 | Year Built: 2003

$4,275,000

421 32nd St, Manhattan Beach, CA 90266

 

Find Unique Gifts in Manhattan Beach

Tabula Rasa

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Cheeky California fun style. You will find one of a kind items like there Christmas Beach decor towels, fragrances, body elixirs, girly blinged out pepper spray and they make an effort to stock cool items made right in Manhattan Beach

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Tunisian crafts straight from the Tunisian crafts people. The Souk is owned by a husband and wife who went to Tunisia to discover their roots and decided to bring back what they found and share it with us.

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The items are definitely one of a kind and gorgeous! This gift is for your friend with good eclectic taste. The one you go try new Ethiopian restaurants with and who likes to travel.

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Waterleaf is an interior design dream. They have curated a distinct style that is still varied enough to have something for everyone.

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I like their vases. I think that a nice bouquet of flowers in a gorgeous vase is a great gift. Everyone loves flowers and they can keep the vase for later use. Try to match the vase with the style of the persons home decor, when in doubt, go for clear glass.

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I want to put up all of their photos but I won’t so check out their website below. It’s a work of art.

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York Town rocks my socks off. They are all about local artisans and have a strong affinity for the beach and the ocean. They are constantly featuring new artists work and it’s great stuff.

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I don’t even know what this thing is! But I want it. This art piece is by L.A. artisit Jamie Dietrich, she takes vintage, recycled and treasures from the ocean to create these designs. No two pieces are alike. She has been featured in InStyle, House Beautiful, Elle Decor, Architectural Digest and HGTV.

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Another artist, Shannon, makes these wonderful wall hangs with ropes. Super creative and great beach style.

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The people you care about will be touched when you get them something special and one of a kind. When you buy local the money stays in the community, that means you are improving the place where you live when you decide to buy local.